Real Estate

Construction capital that releases only when milestones are met.

Traditional escrow agents charge 2-5% and take weeks to release funds. Valescrow automates milestone verification, inspector sign-off, and disbursement — in minutes, not months.

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0.5%

Flat platform fee

15 min

Setup time

1,000

Max recipients per deal

15

Stablecoin currencies

The problem today

What you're dealing with.

1

Escrow agents are expensive

Traditional real estate escrow charges 2-5% of the deal value. On a $5M construction project, that's $100K-$250K just for holding funds.

2

Draw requests take weeks

Contractors submit draw requests, escrow agents review, banks process — each phase takes 2-4 weeks. Delays cascade into project overruns.

3

No transparency for investors

Fractional investors have no visibility into when conditions are met, what's been disbursed, or what's remaining. They rely on quarterly PDFs.

4

Cross-border investment is nearly impossible

An international investor who wants to own a fraction of a US property has no practical way to do it. Wire transfers are slow, expensive, and often blocked.

How Valescrow fixes it

What changes with Valescrow.

1

0.5% flat fee — regardless of deal size

A $5M construction project costs $25,000 in Valescrow fees, compared to $100K-$250K with a traditional escrow agent. Same security, fraction of the cost.

2

Milestone-gated automatic release

Inspector confirms foundation complete → funds release to contractor within minutes. No paperwork, no phone calls, no waiting.

3

Real-time audit trail for every investor

Every condition met, every approval given, every disbursement made — logged immutably on-chain. Investors see it in real time, not quarterly.

4

15 local-currency stablecoins

Investors fund in USDm, GBPm, EURm, or any of 15 Mento stablecoins. Cross-border investment becomes as simple as a bank transfer.

Real-world example

$12M mixed-use development — Austin, Texas

A real estate developer raises capital from 80 investors for a 48-unit mixed-use project with 5 construction phases.

1

Developer creates allocation on Valescrow

Uses the Construction Draw template. Sets 5 milestones: site preparation, foundation, structure, MEP, finishing. Assigns an independent inspector. Total: $12M in USDm.

2

80 investors fund via the Discovery Platform

Investors contribute between $25K-$500K each in USDm, GBPm, or EURm. Funds are held in Valescrow escrow with 0.5% platform fee per contribution. Allocation moves to 'funded' when target is reached.

3

Phase 1: Site preparation complete

Independent inspector visits site, confirms work is done, triggers milestone via secure webhook. 20% of funds ($2.4M) automatically releases to the developer's account.

4

Phases 2-4: Foundation → Structure → MEP

Each phase follows the same pattern: inspector verifies, milestone triggers, funds release. No manual intervention needed. All 80 investors see each event in real time.

5

Phase 5: Finishing + handover

Final milestone confirmed. Remaining 20% releases. Project complete. Immutable audit trail documents every step — available for 7 years.

Result

Developer received $12M across 5 phases in 18 months. Each release happened within minutes of inspector sign-off. Total Valescrow cost: $60,000 (0.5%) vs $240,000-$600,000 (2-5%) with traditional escrow. Investors from 6 countries had full visibility throughout.

Real-world example

$1.5M Brooklyn brownstone — cash purchase

A buyer purchases a brownstone with stablecoin settlement. The title company uses Qualia for closing coordination — Valescrow holds the purchase funds in escrow with automated verification.

1

Seller's attorney creates deed transfer allocation

Uses the Deed Transfer template on Valescrow. Sets 4 conditions: closing date (time lock), deed recorded (milestone), title search clear (milestone), and both attorneys' sign-off (manual approval). Total: $1.5M in USDm.

2

Buyer funds $1.5M in USDm

Funds are held in Valescrow stablecoin escrow — not commingled in a title company trust account. Platform fee: $7,500 (0.5%). Valescrow places a title order with Qualia automatically.

3

Qualia drives the closing workflow

Title search begins. Qualia coordinates between title company, attorneys, and county recorder. Every status change sends a webhook to Valescrow — all parties see progress in real time.

4

Deed recorded — auto-verified

County recorder confirms the deed. Qualia sends a webhook — Valescrow auto-triggers the "deed recorded" milestone. ATTOM Data confirms the recording in public records as a secondary check. No manual confirmation needed.

5

Title clear + attorneys approve → funds release

Qualia confirms title is clear (no liens or encumbrances) — second milestone auto-triggers. Both attorneys review and approve via Valescrow. All 4 conditions met — $1.5M releases to the seller within minutes.

Result

Seller received $1.5M within minutes of the last attorney sign-off. Deed recording and title clearance were verified automatically — no manual confirmation needed. Buyer had full visibility into every closing step. Total cost: $7,500 (0.5%) vs $15,000-$75,000 (1-5%) with traditional title escrow.

Who benefits

Every party in the transaction wins.

Buyer

  • Funds in transparent stablecoin escrow — not commingled in a trust account
  • Deed recording verified automatically via Qualia + ATTOM public records
  • Full real-time audit trail of every closing step
  • Dual verification removes reliance on manual confirmation

Seller

  • Payment in minutes after conditions met — not days waiting for a wire
  • No bank holds or "funds clearing" delays
  • Real-time visibility into closing progress and condition status

Title Company

  • No workflow change — keeps using Qualia as normal
  • Doesn't hold purchase funds (reduced liability)
  • Faster closing cycle — no wire transfer coordination delays

Attorneys

  • Clear approval gate with immutable audit trail
  • Can verify deed recording and title status before signing off
  • Every approval timestamped and logged on-chain for 7 years

Side-by-side comparison

How Valescrow compares.

Escrow fee

Valescrow

0.5% flat

Traditional

1-5% of purchase price

Deed recording verification

Valescrow

Automated (Qualia webhook)

Traditional

Manual confirmation

Title clearance verification

Valescrow

Automated (Qualia webhook)

Traditional

Phone/email from title company

Public records double-check

Valescrow

ATTOM Data (500M+ records)

Traditional

Fund release speed

Valescrow

Minutes after all conditions met

Traditional

3-7 business days (wire)

Audit trail

Valescrow

Immutable on-chain, 7-year retention

Traditional

Paper files

Multi-party approval

Valescrow

Built-in (buyer + seller attorneys)

Traditional

Separate email chains

Cross-border purchases

Valescrow

15 stablecoin currencies

Traditional

International wire ($25-50 fee, 3-5 day delay)

Real-time status for all parties

Valescrow

Traditional

Funds commingled

Valescrow

No — dedicated stablecoin escrow

Traditional

Yes — title company trust account

Side-by-side comparison

How Valescrow compares.

Platform fee

Valescrow

0.5% flat

Traditional

2-5% of deal value

Setup time

Valescrow

15 minutes

Traditional

2-4 weeks

Fund release speed

Valescrow

Minutes after milestone met

Traditional

2-4 weeks per draw

Milestone-gated release

Valescrow

Traditional

Manual review only

Independent inspector integration

Valescrow

Traditional

Separate process

Multi-investor support

Valescrow

Up to 1,000 investors

Traditional

Typically single funder

Real-time investor visibility

Valescrow

Traditional

Cross-border funding

Valescrow

15 stablecoin currencies

Traditional

Wire transfers only

Immutable audit trail

Valescrow

On-chain, 7-year retention

Traditional

Paper records

Automated disbursement

Valescrow

Traditional

Fractional ownership support

Valescrow

Traditional

Rental income distribution

Valescrow

Automated quarterly/monthly

Traditional

Manual bank transfers

Cost comparison

Save up to 95% on escrow fees.

Traditional escrow typically charges 2-5% of the deal value. Valescrow charges a flat 0.5% with no minimums on deal size.

$500K deal

Traditional escrow$10,000 - $25,000
Valescrow$2,500
You save
$7,500 - $22,500(87-95%)

$5M deal

Traditional escrow$100,000 - $250,000
Valescrow$25,000
You save
$75,000 - $225,000(87-95%)

$50M deal

Traditional escrow$1,000,000 - $2,500,000
Valescrow$250,000
You save
$750,000 - $2,250,000(87-95%)

Traditional escrow rates based on industry averages (2-5%) from ALTA, Bankrate, and regional title companies. Valescrow fee is 0.5% of total allocation amount, charged at funding time.

Ready to build?

Create conditional escrow allocations in minutes. Fund with stablecoins across 15 currencies. Disburse automatically when conditions are met.

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